Terms of service

Use of the app

These terms are between you and Yassin Mohamed, the operator of Expenselix. Expenselix is a personal finance tracker that works offline by default, for personal, non-commercial use. Use it responsibly and within the law: do not try to reach other people's data, reverse the service, overload it or resell access to it. We can suspend an account that does. The app may send local notifications if you allow them, and may sync in the background when connectivity is available.

Who can use Expenselix

You need to be at least 13 to use Expenselix — or older where the law where you live sets a higher age for agreeing to online services on your own, which in parts of the EU is 16 — and old enough under that law to agree to these terms. If you are under 18, ask a parent or guardian before you buy a subscription. An account is meant for one person: keep your sign-in details to yourself.

30-day trial

Every new account gets a 30-day trial. It is granted by the app itself, not by the App Store or Google Play: no payment method is taken, and nothing is charged when it ends.

During the trial you can add, edit and delete freely. Some features need a subscription from day one: currencies other than your base currency, receipt scanning, month and week start, custom categories, and accent colours and app icons.

When the 30 days end the app becomes read-only unless you subscribe. You keep seeing everything — every transaction, account, budget and attachment stays visible, searchable and exportable, and home-screen widgets keep updating. What stops is changing data: adding, editing and deleting.

Subscriptions and billing

Subscriptions are sold through the App Store and Google Play at the price shown to you before you buy. Apple and Google convert to your local currency at their own rates, so the amount charged may differ.

Subscriptions renew automatically until you cancel. Cancel in your App Store or Google Play subscription settings — not inside Expenselix — at least 24 hours before the period ends. Cancelling keeps your access until the paid period runs out, after which the app goes read-only.

Refunds are handled by Apple and Google under their own policies, because they take the payment.

User data & responsibility

You are responsible for the accuracy of the financial data you enter. Since data is stored locally on your device, you are also responsible for maintaining device backups. Expenselix is not liable for data loss due to device failure, loss, or damage if cloud sync is not enabled. Recurring transactions are processed automatically based on schedules you configure; you are responsible for reviewing and managing them.

No financial advice

Expenselix provides tracking and budgeting tools only. It does not provide financial, investment, or tax advice. Any insights or summaries shown are based solely on the data you enter. Consult a licensed professional for financial decisions.

Data storage

Your data is stored on your device in SQLite by default. Once you sign in it is also stored on our servers so you can back it up and read it on another device: transactions, accounts, transfers, categories, category groups, merchants, tags, budgets, recurring transactions, planned payments, templates, in-app notifications and file attachments. It travels over HTTPS and sits behind row-level security, but no system is perfectly secure.

Intellectual property

The design, logos and code of Expenselix belong to us and may not be copied, modified or distributed without permission. Your data stays yours: we claim no ownership over your transactions, notes or attachments, and we do not use them to train anything.

Limitation of liability

Expenselix is provided “as is” and “as available”, without warranties of any kind, express or implied, including any implied warranty of merchantability, fitness for a particular purpose or non-infringement. We do not warrant that the app is free of errors, or that its figures suit your circumstances. Where the law where you live does not allow a warranty to be excluded, this paragraph applies only as far as that law permits.

The app is offline-first and keeps working without us, but sync, account creation and subscription checks need our servers and can be interrupted. We do not promise uninterrupted availability and we do not offer a service level agreement. To the maximum extent permitted by law, Expenselix is not liable for any indirect, incidental or consequential damages arising from your use of the app, including data loss, financial decisions made from app data, or service interruptions.

If you installed from the App Store

These terms are between you and us alone. Apple is not a party to them, and Apple has no obligation to furnish any maintenance or support for Expenselix.

Your licence to use Expenselix on an Apple device is a non-transferable licence to run it on any Apple-branded device you own or control, as permitted by the App Store Terms of Service.

If Expenselix fails to conform to any warranty that applies to it, you may notify Apple and Apple will refund the purchase price. To the maximum extent permitted by law, that refund is Apple's entire warranty obligation, and any other claim, loss, liability, damage, cost or expense attributable to a failure to conform is ours to handle rather than Apple's.

We, not Apple, are responsible for addressing any claim you or a third party makes about Expenselix — including product liability claims, any claim that it fails to meet a legal requirement, and claims under consumer protection or similar law. We, not Apple, are responsible for the investigation, defence, settlement and discharge of any third-party claim that Expenselix infringes their intellectual property.

You confirm that you are not located in a country subject to a U.S. Government embargo or designated by it as a “terrorist supporting” country, and that you are not on any U.S. Government list of prohibited or restricted parties.

Apple and its subsidiaries are third-party beneficiaries of these terms, and once you accept them Apple has the right to enforce them against you.

Termination

You may stop using Expenselix at any time, and your local data stays on your device regardless of account status. Deleting your account removes the account record and everything synced immediately. Deleting your account does not cancel a subscription — cancel that with Apple or Google. We may end cloud sync access for an account that breaks these terms.

Updates to these terms

We may update these terms from time to time. Continued use of the app after a change means you accept it, and we will tell you in the app before a material change takes effect. These terms are governed by the laws of the United Arab Emirates, and disputes go to the courts of Abu Dhabi.

General

These terms, together with the privacy policy, are the whole agreement between us about Expenselix, and they replace anything said before.

If a court finds one part of them unenforceable, the rest stays in force, and the unenforceable part is read as narrowly as it needs to be in order to stand.

Not enforcing a term on one occasion does not mean we give it up.

We may transfer these terms to someone else if Expenselix changes hands, and we will tell you in the app if that happens. You may not transfer your account or these terms to anyone.

Nothing here takes away a right you have under the consumer law of the country you live in.

Contact information

If you have questions about these terms, contact us at support@expenselix.com.